If you don't already have health coverage, the Health Insurance Marketplace is a new way to find and buy health coverage that fits your budget and meets your needs.
Wellmont can help you understand your options. No
one plans to get sick or hurt, but everyone needs medical care at some point.
Health insurance helps cover these costs and protects you from the high medical
bills you might face if you have to see a specialist, have surgery or spend a
few days in the hospital.
The new Health Insurance Marketplace helps uninsured people
find health coverage. When you fill out the marketplace application, you’ll know if you
qualify for private health insurance, Medicaid or the Children’s Health
Insurance Program, also known as CHIP. Plans available in the marketplace and elsewhere
provide free preventive care, including
vaccines, screenings and check-ups. They also cover some costs for the drugs
your doctor prescribes.
No matter what state you live in, you can use the marketplace. In
Virginia and Tennessee the marketplace is run by the federal government.
Most people must have health coverage in 2014 or pay a penalty. If you
don’t have coverage in 2014, you’ll have to pay $95 per adult,
$47.50 per child, or 1 percent of your income – whichever is higher – to the Internal Revenue Service. The penalty increases every year. However, some people may qualify for an exemption to this fee.
You’re considered covered if you have Medicare, Medicaid, CHIP,
plan, any plan
you bought yourself, COBRA, retiree
VA health benefits or some other kinds of health coverage. You
may qualify for subsidized coverage, which means your health insurance premiums
are lowered or paid for by financial assistance programs. Whether or not you
qualify for subsidized coverage depends on your yearly income level.
open enrollment ends March 31, 2014. If you enroll by Dec. 15, 2013,
coverage can begin as soon as Jan. 1, 2014.
You don’t have to figure this out on your own. We want to help
you understand your insurance options. Your Wellmont Health System eligibility
specialist stands ready to help. Please call 1-877-421-0304, or email us with any questions or to schedule an appointment.
Your Wellmont eligibility specialist stands ready to help you navigate your insurance choices. Please call 1-877-421-0304, or contact us with questions or to schedule an appointment.
You clicked on a link that will cause you to leave myWellmont.
For security purposes you will be signed out.