No one plans to get sick or hurt, but everyone needs medical care at some point.
Health insurance helps cover these costs and protects you from the high medical bills you might face if you have to see a specialist, have surgery or spend a few days in the hospital.
Since open enrollment has ended, you will not be able to sign up for health insurance through the Marketplace (which you can learn more about below) until next year, unless you experience certain major life events, such as:
Learn more about qualifying life-changing events that could allow you to enroll for insurance coverage.
Most people must have health coverage in 2016 or pay a penalty. Those who don’t have coverage will pay either 2.5 percent of their income or $695 per adult ($347.50 per child) – whichever is higher – to the Internal Revenue Service.
Your health coverage status can impact your federal tax return. You might want to
review a tax tool if you have:
Health Insurance Marketplace is a way to find health coverage. When you fill out the Marketplace application, you’ll know if you qualify for private medical insurance, Medicaid or the Children’s Health Insurance Program, also known as CHIP.
Health insurance plans available through the Marketplace and elsewhere provide free preventive care, including vaccines, screenings and check-ups. They also cover some costs for the drugs your doctor prescribes.
Read on to learn how our certified health insurance navigators can guide you through the Marketplace.
You don’t have to figure this out on your own. We want to help you understand your options and help you find a health insurance plan that best fits your budget and meets your needs.
Wellmont's certified health insurance navigators stand ready to help at multiple locations throughout Northeast Tennessee and Southwest Virginia.
If you are a business owner, we can also help you with the
Small Business Health Options Program (SHOP) Marketplace.
Please call 1-877-421-0304 or email us at
GetCovered@wellmont.org with any questions or to schedule an appointment.
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