• You Need Health Insurance.
    We Can Help.

    Navigate the Health Insurance Marketplace and find an insurance plan that’s right for you

    No one plans to get sick or hurt, but everyone needs medical care at some point.

    Health insurance helps cover these costs and protects you from the high medical bills you might face if you have to see a specialist, have surgery or spend a few days in the hospital.

    Did you miss open enrollment?

    A life-changing event might qualify you for enrollment.

    Since open enrollment has ended, you will not be able to sign up for health insurance through the Marketplace (which you can learn more about below) until next year, unless you experience certain major life events, such as:

    • Marriage and divorce
    • Having a baby, adopting a child or placing a child for adoption or foster care
    • Moving, gaining U.S. citizenship or leaving incarceration
    • Losing other health coverage

    Learn more about qualifying life-changing events that could allow you to enroll for insurance coverage.

    What happens if I don’t have insurance?

    Don't risk paying a penalty for not having insurance.

    Most people must have health coverage in 2016 or pay a penalty. Those who don’t have coverage will pay either 2.5 percent of their income or $695 per adult ($347.50 per child) – whichever is higher – to the Internal Revenue Service.

    How does health care affect your taxes?

    From tax credits to potential penalties, we can help when it’s time to file.

    Your health coverage status can impact your federal tax return. You might want to review a tax tool if you have:

    • Marketplace plan with premium tax credits
    • Marketplace plan without premium tax credits
    • Job-based health insurance
    • Other health coverage
    • No health coverage

    Visit the Health Insurance Marketplace

    The Health Insurance Marketplace is a way to find health coverage. When you fill out the Marketplace application, you’ll know if you qualify for private medical insurance, Medicaid or the Children’s Health Insurance Program, also known as CHIP.

    Health insurance plans available through the Marketplace and elsewhere provide free preventive care, including vaccines, screenings and check-ups. They also cover some costs for the drugs your doctor prescribes.

    Read on to learn how our certified health insurance navigators can guide you through the Marketplace.

    How can Wellmont help?

    Certified health insurance navigators are here for you.

    You don’t have to figure this out on your own. We want to help you understand your options and help you find a health insurance plan that best fits your budget and meets your needs.

    Wellmont's certified health insurance navigators stand ready to help at multiple locations throughout Northeast Tennessee and Southwest Virginia.

    We can:

    • Answer your insurance questions – by phone or in-person
    • Assess your potential tax impact
    • Help you find out which insurance plans you're eligible for
    • Compare your health care coverage options, including benefits, rates, co-pays and deductibles
    • Help you sign up for a plan
    • Enroll in Medicaid or CHIP

    Business assistance

    If you are a business owner, we can also help you with the Small Business Health Options Program (SHOP) Marketplace.

    Contact us today and get enrolled.

    Please call 1-877-421-0304 or email us at GetCovered@wellmont.org with any questions or to schedule an appointment.

    You can also enter your ZIP code below to find in-person assistance near you.

  • Important Dates


    • Nov. 1: Open Enrollment starts
    • Dec. 15: Last day to enroll or change plans for coverage to start Jan. 1, 2017


    • Jan. 1: 2017 coverage starts for those who enroll or change plans by Dec. 15
    • Jan. 15: Last day to enroll or change plans for coverage to start Feb. 1
    • Jan. 31: 2017 Open Enrollment ends